Mortgage Loan Checklist

First home? Selling? Moving up? Arm yourself with the right information. Download one of our homeownership guides now! Home financing that's right for you. Because your home is one of your biggest investments, it's important to ensure that your mortgage fits your needs.

To start the application process online, you will need to have at hand the following information about yourself and any co-applicant:

Preapproval borrowers should have:

• Social Security Number
• Date of birth
• Email address
• Home phone number
• Current address
• Previous address if you've been in your current residence for less than two years
• Name and address of your employer
• Name and address of your previous employer if you've been at your current job for less than two years
• Gross income amount, including secondary income sources, if applicable; Alimony, child support, or separate maintenance agreements need not be revealed if you do not wish to have that income considered
• Asset information, including the value of your banking, investment, retirement and other accounts
• Current expenses, including housing, credit card and loan payments, child support, and other obligations
• Current obligations
• Current market value of your primary residence, if you own it

Purchase borrowers also should have:

• Estimated down payment amount
• Year home was built
• Estimated purchase price
• Address of property you're purchasing
• Estimates of annual property tax, hazard insurance, and any homeowner association dues on the new property

Preapproval borrowers can supply this information soon after a purchase contract is signed.

Refinance borrowers also should have:

• Year home was purchased
• Original home purchase price
• Total outstanding balance of all loans secured by the property
• Estimated property value
• Amount of money you'd like to borrow with this loan

If you're uncertain about an entry, put down your best guess for now. You can discuss your questions with your home mortgage consultant after you submit and start the application process. You'll also have the chance to update any information you give here.

If you have any questions, please call us at the phone number that appears on the right of your screen.